See whether your retirement plans are on track.

Get a realistic estimate of how much you’ll need and a step-by-step plan to help you work toward the retirement you envision.

Current savings

Choose the age you plan to retire and enter how much you’ve invested so far in retirement accounts (such as 401(k), 403(b), or IRA).

Retirement spending

Your retirement expenses will depend on the lifestyle you choose. You might spend more on travel or health care, but less on housing and work-related costs. Keep in mind that you will no longer be making retirement plan contributions, so enter your expected monthly budget as a percentage of your pre-retirement income.

Your investing approach

Investing always requires balancing risk and return. Select the approach that best matches your goals, then set details like your annual payments, expected rate of return, and anticipated income growth to see how they shape your retirement plan.

Results

When you retire, you'll need

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Total

Years until Retirement

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Years

Invested

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Principal

Earned

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Growth

Total

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All Savings

First year retirement budget

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Total

Balance shortfall

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Total